Angela Basset, Rob Lowe, Jim Nantz, Maria Shriver, Zachary Quinto, and Maggie Gyllenhaal recently shared their experiences and thoughts on the issue of “having that conversation” with a loved one regarding long term care planning.
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According to a February 2015 ABC News story, “Bassett, 56, had to deal with different long-term care situations involving both her mother, Betty Jane, who died last year, and mother-in-law, who was diagnosed with ALS and is now living with her family. “I know the importance of it,” she said of having the discussion with your kids or other loved ones. “It’s absolutely something we are each going to deal with, our parents as well as ourselves, one day.”
Rob Lowe made a point about YOU being the architect of your future, and shared a story about his father who not only one a prestigious golf and tennis championship, but who also received a diagnosis of non-Hodgkin’s lymphoma that very same week.
No one actually knows how they are going to age, if they will get sick, require care, or even if they outlive all of their family. Having the conversation about long-term care can be difficult because you need to admit that at some point like 70% of the 65 and older population, you may need some help. Angela Basset and Rob Lowe also pointed out that neither Medicare, the Affordable Care Act, nor neither do the vast majority of other health care insurance policies cover long-term care medical expenses.
California is also a state with a very scattered long-term care network. There are over a 100 program options with 20 offices that administer those programs. There are currently discussions on reworking the State long-term care systems to cut back on waste, confusion, and being able to meet the needs of a growing culturally diverse population.
Long term care planning includes certain medical needs that most health insurance companies are not equipped to take care of, that is why it is important; as the architect of your future, that you get a solid blueprint in place of what your future is going to look like.
That is why California Long Term Care Insurance Agency is here to help you understand all of your options and find the best possible plan designed to fit your needs now, and in the future.
Fill out our short form to the right of this page, download your Free guide and let one of our specialists help you discover all options available to you. This service is absolutely FREE!
ABC News Source: http://abcnews.go.com/Entertainment/angela-bassett-long-term-care-conversation/story?id=29221506
