Making Your Money Last In California

Making Your Money Last

Smart Moves for Life’s Big Events: Easing Into Retirement

By Laura Cohn

Before you ditch the daily grind for good, do a complete benefits checkup.

Sure, go ahead and pick a date for your retirement party. But get a handle on how you intend to manage your benefits and cash flow once you stop working.

Buy long-term-care insurance. If you’re still working, see whether your employer offers it. You may be able to get a good deal — particularly now that some firms are offering policies with reduced premiums. Just make sure you understand the limits of your policy (see Long-Term Care You Can Afford). For outside help, speak to a local agent who works with a range of insurers. The American Association for Long-Term Care Insurance can give you a list of agents in your area.

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To Learn more about Long Term Care Insurance, visit

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