Blog
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10 Advantages of Hybrid Life Insurance with Long-Term Care
January 26, 2022You probably know about hybrid cars. But do you know about about hybrid life insurance? This coverage combines long-term care and life insurance into one policy. Like hybrid cars, these hybrid policies are increasingly popular. That’s because they have some unique benefits. How…
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WHY RATE INCREASES?
December 9, 2021There’s a great deal of publicity now about large rate increases on long-term care insurance policies. Rates are now far higher than they were before the year 2000. Why has this happened? The long-term care insurance industry is less…
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California Long Term Care Insurance Task Force
November 19, 2021The California Long Term Care Insurance Task Force has been established with the support of Governor Newsom to implement a publicly funded long term care program. This task force has a committee of fifteen members, consisting mostly of California…
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November 12, 2021 - October 28, 2021
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This Expense Could Deplete Your Retirement Nest Egg. Are You Prepared?
July 27, 2021Hint: It’s an expense that many face but don’t properly plan for. It’s no secret that retirement can be an expensive period of life. With housing, healthcare, and keeping busy, you might find that you spend more money during your…
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THE WASHINGTON STATE LONG TERM CARE TRUST ACT: HOW YOU CAN OPT OUT OF THE TAX?
May 24, 2021The newly enacted Washington State Long Term Care Trust Act is a mandatory program which imposes a .58% payroll tax for all adult W-2 employees in Washington State beginning on January 1, 2022. It will pay for long-term care…
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Life Events That Trigger the Long Term Care Planning Decision
April 26, 2021We wanted to know why people purchased long-term care insurance when they did. What was going on in their lives at the time? Was there an event that triggered a buying decision? We discovered two important reasons people bought…
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YouTube video on the importance of Long Term Care Planning
April 5, 2021 -
COVID-19 AND LONG-TERM CARE SOLUTIONS
March 1, 2021The Covid-19 virus entered the United States as early as December and created consternation by mid-March. We did a poorer job by far in responding to this deadly virus than any developed country. We are still lacking robust testing…
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