Blog

  • What are the Odds?

    December 10, 2020

    Long Term Care  is one of the most pressing issues and likely the greatest retirement expense facing Americans today– it will only get more urgent as the nation ages. Consider this: The number of persons aged 65 or older…

  • Long Term Insurance Quotes

    December 10, 2020

    If paying for long term care is on your mind, you’ve come to the right place for good information and free long term care insurance quotes.  If you want to get started immediately, contact us now for a free…

  • Governor Newsom and Aging

    December 1, 2020

    by Louis H. Brownstone  In his State of the State address on February 11th, 2019, newly elected Governor Gavin Newsom spoke the following words regarding aging and long term care: Now, let’s talk about something too often overlooked: The…

  • Who is California Long Term Care Insurance Services, Inc.?

    December 1, 2020

    Who is California Long Term Care Insurance Services, Inc?

    We have become California’s largest independent long term care insurance brokerage, with offices in Northern and Southern California. The organization is run by four professionals who together have 65 years of…

  • Long Term Care Insurance in California

    November 25, 2020

    If we had a magic wand, we’d wave it over the beautiful state of California and endow each resident with good health and long term care insurance in California.  California residents would stop worrying and start sleeping better at…

  • Long Term Care insurance premiums can be tax deductible

    November 23, 2020

    IRS increases 2021 tax deduction limits for long-term care insurance. The 2021 deductible… 2021 tax deduction limits for long-term care insurance Attained age before close of tax year 2020 Age Deduction Limit 40 or less $450 More than 40…

  • November is Long Term Care Awareness Month

    November 1, 2020

    How will you pay for Long Term Care services? People work a lifetime to accumulate assets to see them through retirement. Unfortunately, relying on those assets to fund long-term care services may mean: • Selling stocks or property, cashing…

  • Life Insurance That Pays For Long Term Care? 2 Birds 1 Stone.

    October 20, 2020

    When people think of life insurance, in most cases, they think about end of life. However, did you know that some life insurance policies could also help while you are still alive? In a recent news article on the…

  • Long-Term Care Insurance Statistics That Affect Your Planning

    October 6, 2020

    In a recent Morningstar article on Long Term Care statistics, author Christie Benz, Morningstar’s director of personal finance and author of 30-Minute Money Solutions, outlined industry statistics you should know when planning your insurance needs in retirement. According to…

  • Dealing with Long Term Care Insurance Rate Increases

    September 14, 2020

    by Louis H. Brownstone  At first, many carriers saw long term care insurance as a terrific marketing opportunity and rushed into the market beginning in 1988 with competitive prices. For years, agents and brokers sold policies with the understanding…

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