Blog

  • THE WASHINGTON STATE LONG TERM CARE TRUST ACT: HOW YOU CAN OPT OUT OF THE TAX?

    May 24, 2021

    The newly enacted Washington State Long Term Care Trust Act is a mandatory program which imposes a .58% payroll tax for all adult W-2 employees in Washington State beginning on January 1, 2022.  It will pay for long-term care…

  • Life Events That Trigger the Long Term Care Planning Decision

    April 26, 2021

    We wanted to know why people purchased long-term care insurance when they did. What was going on in their lives at the time? Was there an event that triggered a buying decision? We discovered two important reasons people bought…

  • YouTube video on the importance of Long Term Care Planning

    April 5, 2021
  • COVID-19 AND LONG-TERM CARE SOLUTIONS

    March 1, 2021

    The Covid-19 virus entered the United States as early as December and created consternation by mid-March.  We did a poorer job by far in responding to this deadly virus than any developed country.  We are still lacking robust testing…

  • Long-Term-Care Insurance: First, You Should Find an Agent: THE WALL STREET JOURNAL

    February 11, 2021

    Long-Term-Care Insurance: First, You Should Find an Agent THE WALL STREET JOURNAL By  Glenn Ruffenach Feb. 4, 2021 1:00 pm ET I’m thinking about buying long-term-care insurance. Can you recommend a particular insurer or type of policy? Actually, your…

  • January 20, 2021
  • January 13, 2021
  • January 6, 2021
  • Should You Terminate Term Life Insurance for Long-Term Care Insurance?

    December 10, 2020

    Is it a good idea to terminate a term life insurance policy and use the money to buy Long-Term Care Insurance? This was the question a healthy individual, age 65, who is planning to work full-time until 70, and…

  • What are the Odds?

    December 10, 2020

    Long Term Care  is one of the most pressing issues and likely the greatest retirement expense facing Americans today– it will only get more urgent as the nation ages. Consider this: The number of persons aged 65 or older…

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