Blog

  • Welcome to our new long-term care insurance blog for California!

    December 12, 2019  No Comments

    Who is California Long Term Care Insurance Services, Inc?

    We have become California’s largest independent long term care insurance brokerage, with offices in Northern and Southern California. The organization is run by four professionals who together have 65 years of…

  • Governor Newsom and Aging

    December 11, 2019  No Comments

    by Louis H. Brownstone  In his State of the State address on February 11th, 2019, newly elected Governor Gavin Newsom spoke the following words regarding aging and long term care: Now, let’s talk about something too often overlooked: The…

  • Dealing with Long Term Care Insurance Rate Increases

    December 11, 2019  No Comments

    by Louis H. Brownstone  At first, many carriers saw long term care insurance as a terrific marketing opportunity and rushed into the market beginning in 1988 with competitive prices. For years, agents and brokers sold policies with the understanding…

  • Long Term Care insurance premiums can be tax deductible

    December 11, 2019  No Comments

    IRS increases 2020 tax deduction limits for LTC insuranceThe 2020 deductible limits under Section 213(d)(10) for eligible long-term care premiums includable in the term ‘medical care’ are as follows:Attained age before close of tax year 2019:40 or less: $430More…

  • Louis H. Brownstone, Chairman

    December 11, 2019  No Comments

    Louis H. Brownstone is Chairman of California Long-Term Care Insurance Services, Inc., the largest independent specialist long term care insurance agency in California, located in Burlingame. It is the broker for a group of high-producing long term care specialist…

  • Long Term Care Insurance Cost

    December 11, 2019  No Comments

    You can likely guess that long term care insurance costs might be a valid concern while planning for the future.  After all, in California, the average cost of a shared room in a nursing home is about $300 and…

  • November is Long Term Care Awareness Month

    December 11, 2019  No Comments

    How will you pay for Long Term Care services? People work a lifetime to accumulate assets to see them through retirement. Unfortunately, relying on those assets to fund long-term care services may mean: • Selling stocks or property, cashing…

  • Long Term Care Insurance in California

    December 11, 2019  No Comments

    If we had a magic wand, we’d wave it over the beautiful state of California and endow each resident with good health and long term care insurance in California.  California residents would stop worrying and start sleeping better at…

  • What are the Odds?

    December 11, 2019  No Comments

    Long Term Care  is one of the most pressing issues and likely the greatest retirement expense facing Americans today– it will only get more urgent as the nation ages. Consider this: The number of persons aged 65 or older…

  • Long Term Care Premiums Tax Deductions

    December 11, 2019  No Comments

    There are advantages that you might be eligible for with a Long Term Care Insurance policy. • Do you own a business? • Are you aware of the potential Long Term Care tax advantages of owning a business? You…

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