Act now on long-term care planning

November is Long Term Care Awareness month!  

There are various factors that you should consider if you delay planning for how to would handle a long-term care event:

  • Life’s unpredictable: No one can predict when or if a chronic illness will strike. Waiting to buy coverage could result in being ineligible or having limited options should you experience a change in health.
  • Increasing cost: The longer you wait to purchase long-term care coverage, the higher your premiums will be as you age.
  • Risk putting the burden on others: Without a plan, many families are left to make decisions in a time of crisis, frequently resulting in financial, physical and emotional burdens.
  • Protect against future costs: Locking in meaningful coverage now can help protect against future uncertainties.