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  • Have You Accepted The Default Long-Term Care plan?

    August 8 ,2015  No Comments

    In a recent article on Marketwatch.com by Retirement Reporter Elizabeth O’Brien, she discussed what the costs for long-term care insurance look like, and how people plan for their health care needs in the future when they are no longer…

  • Do Long Term Care Insurance Numbers Make Sense for The Policyholder?

    August 8 ,2015  No Comments

    According to a recent article published by the National Association of Health Underwriters it was disclosed that, “a 60-year-old who pays premiums through age 82 (on a statistically representative policy), then show how 22-years of premium payments would quickly…

  • Technology Helps Independence with Long-Term Care at Home

    August 8 ,2015  No Comments

    In a recent article from U.S. News & World Report is was demonstrated how technology is making senior care and safety easier on the pocket book for those receiving care, and on the home health agencies providing in-home care…

  • Is Your Mental Model Flawed In Long-Term Care Planning?

    August 8 ,2015  No Comments

    As medical technology continues to advance and people are able to fight off diseases and recover from conditions that could have meant their death 30, 40, 50 years ago, you begin to wonder if your thoughts on long-term care…

  • The WSJ asks , “should you purchase long-term-care insurance?”

    July 7 ,2015  No Comments

    When planning your retirement, the possibility of needing some form of long-term-care becomes a 7 out of 10 chance after age 65. You could get lucky and live a full and healthy life without ever requiring long-term-care services in…

  • When You Are In Long Term Care, Hope This Never Happens To You!

    July 7 ,2015  No Comments

    Unlike your neighbors, you were smart; you planned, did your research, knew the benefits of planning for your long-term care needs in California, purchased a plan, and began to enjoy the peace of mind knowing you are protected. Then…

  • A Growing Trend in Long Term Care Option has a Positive Beat.

    July 7 ,2015  No Comments

    It is becoming common knowledge that 70% of people age 65 and older will require some form of long-term care assistance in life for various physical and mental conditions. According to a recent article in the Wall Street Journal,…

  • Could Picking The Wrong California Long Term Care Insurance Cost You 90%?

    July 7 ,2015  No Comments

    Could Picking The Wrong California Long Term Care Insurance Cost You 90%? As people grow older and retire in California, they begin to consider what life will be like in their golden years, some may still work part time,…

  • What Are These Celebrities Saying About Long Term Care?

    June 6 ,2015  No Comments

    Angela Basset, Rob Lowe, Jim Nantz, Maria Shriver, Zachary Quinto, and Maggie Gyllenhaal recently shared their experiences and thoughts on the issue of “having that conversation” with a loved one regarding long term care planning. Fill out our short…

  • Is Long Term Care in California Broken?

    June 6 ,2015  No Comments

    According to an article on capradio.org, the current long-term care system in California is spread across 20 state departments and agencies representing 112 programs. How would anyone know what agency or program is the right one for them without…

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