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  • Annuities and Long Term Care

    June 14, 2018

    Are you someone who thinks there’s absolutely nothing wrong with having your cake and eating it to?  We agree!  And, certainly, the best way to describe annuities with long term care riders is to use this cake analogy.  Why…

  • Long Term Care Insurance – Answers to Common Questions in N California

    April 2, 2018

    It’s hard to believe, but the estimated risk for needing Long Term Care continues to climb with each passing year. Now, the Federal government estimates that each individual has a 70% chance of needing Long Term Care in their…

  • Insure Your Retirement Funds with Long Term Care Insurance in California

    January 27, 2018

    It might sound strange to be told to insure your retirement funds, but after working hard and diligently saving all that money, wouldn’t you want to make sure that the funds will be there for you when you need…

  • Return of Premium and Repositioning for Long Term Care Insurance

    January 20, 2018

    What if I buy a long term care insurance policy, pay them premiums for 10, 15. 20 years and never use it? Does that mean I lose money? One of the things that makes people hesitate to purchase Long…

  • Is LTC Insurance right for me?

    June 19, 2017

    Long Term Care Insurance Deciding to buy a long-term care insurance policy is an important decision. These policies can help pay for many types of long-term care, but they are not for everyone. We will give you some guidelines…

  • Why Private Long-Term Care Insurance in California?

    March 23, 2017

    Do you need long term care insurance (LTC or LTCi) to help you meet your retirement and long term financial plans? I think that you are making a big gamble if you do not consider how you will…

  • What is Long-Term Care Insurance? Find out more about your options in California

    January 21, 2017

    Traditional Long-Term Care Insurance used to be viewed as “nursing home insurance” because most policies from 15 years ago only offered that one option. Today, that is hardly the case. Long-term care insurance now covers adult day care,…

  • Alzheimer’s research and Long Term Care Coverage

    January 5, 2017

    Alzheimer’s and Dementia can be some of the hardest health challenges for families to cope with. They are also the hardest to accept and recognize as the child of a parent who is starting to become forgetful, or seems…

  • Critical things many people don’t know about Long-Term Care Insurance

    December 10, 2016

    Long-Term Care Insurance plans have come a long way in offering convenient and flexible long-term care solutions, since the early days. Still, there are certain misunderstandings and objections in the minds of some people. Let’s have a look at…

  • The Facts Are Clear About Long Term Care Insurance in California

    March 10, 2016

    Anyone with even a passing experience with Alzheimer’s, stroke, Parkinson’s or elder frailty can appreciate the severity and financial devastation of these all-too-common life events and the inevitable care required. Continue reading

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