Blog

  • Affordable California Long Term Care Insurance Premiums

    November 3, 2018

    My husband and I are in our fifties.  A few years ago we were looking for affordable California Long Term Care premiums. We did our research,  decided to take the plunge and purchased Long Term Care insurance (LTCI).  Most…

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  • Long Term Care Insurance and Healthcare Professionals

    September 10, 2018

    Ask most any nurse, doctors, or health care professionals the value of long-term care planning, and you are bound to get stories of joy, love, compassion, perseverance. Ask again, and you may get the stories of sadness, desperation, fear,…

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  • Do Long Term Care Insurance Numbers Make Sense for The Policyholder?

    August 18, 2018

    According to a recent article published by the National Association of Health Underwriters it was disclosed that, “a 60-year-old who pays premiums through age 82 (on a statistically representative policy), then show how 22-years of premium payments would quickly…

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  • What Are These Celebrities Saying About Long Term Care?

    June 22, 2018

    Angela Basset, Rob Lowe, Jim Nantz, Maria Shriver, Zachary Quinto, and Maggie Gyllenhaal recently shared their experiences and thoughts on the issue of “having that conversation” with a loved one regarding long term care planning. We have helped over…

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  • Choice & Dignity

    June 18, 2018

    Aides can come into your home, but these costs are not usually covered by ordinary health insurance policies and Medicare. These expenses can quickly deplete your nest egg, no matter how much you’ve saved. This is when long term care…

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  • Life Insurance with Long Term Care Benefits

    June 14, 2018

    If traditional long term care insurance premiums and policies aren’t a good fit for you, but you still want to protect your assets and your family against the exorbitant costs of long term care, we have a solution for…

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  • Annuities and Long Term Care

    June 14, 2018

    Are you someone who thinks there’s absolutely nothing wrong with having your cake and eating it to?  We agree!  And, certainly, the best way to describe annuities with long term care riders is to use this cake analogy.  Why…

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  • Long Term Care Insurance – Answers to Common Questions in N California

    April 2, 2018

    It’s hard to believe, but the estimated risk for needing Long Term Care continues to climb with each passing year. Now, the Federal government estimates that each individual has a 70% chance of needing Long Term Care in their…

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  • Insure Your Retirement Funds with Long Term Care Insurance in California

    January 27, 2018

    It might sound strange to be told to insure your retirement funds, but after working hard and diligently saving all that money, wouldn’t you want to make sure that the funds will be there for you when you need…

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  • Return of Premium and Repositioning for Long Term Care Insurance

    January 20, 2018

    What if I buy a long term care insurance policy, pay them premiums for 10, 15. 20 years and never use it? Does that mean I lose money? One of the things that makes people hesitate to purchase Long…

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