Blog
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CHOICES FOR CALPERS POLICYHOLDERS
June 6, 2023On March 10th, a superior court approved the proposed second-class action settlement which has now gone out to CalPERS policyholders to accept or reject by June 6th and with a final court approval hearing scheduled for July 26th. The…
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Rolling dice can’t determine how long you will need protection
March 6, 2023Rolling dice can’t determine how long you will need protection. Let us help with that. #ProtectingForLife
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NEW MANDATORY TAX FOR LONG-TERM CARE BENEFITS
January 9, 2023A new, mandatory tax which would provide minimal long-term care benefits for California’s citizens has now been recommended by the California Task Force for Long Term Care. Here’s the brief background. The California Task Force for Long-Term Care was…
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Got a minute? That’s all you need to find out what long-term care insurance is and if you may need it.
November 7, 2022 -
LTCi Awareness Month approaches, as need for care is likely for many
November 1, 2022LTCi Awareness Month approaches, as need for care is likely for many By Ayo Mseka The need for LTCi to pay for long-term care is becoming more critical every day. While the U.S. Department of Health and Human Services estimates…
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How to think through the risk of big expenses for long-term care
October 6, 2022Opinion: How to think through the risk of big expenses for long-term care Published: Oct. 27, 2021 at 9:45 a.m. ET By Wade D. Pfau No retirement income plan is complete without a plan for potential long-term care expenses No…
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Retaining a Positive Attitude
June 23, 2022This country is in a dour mood in my opinion. We’ve become a nation of complainers. This is especially true when we talk about politics. Starting fights over alleged issues seems to work better for politicians than asking voters…
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How to think through the risk of big expenses for long-term care
April 14, 2022“No retirement income plan is complete without a plan for potential long-term care expenses” published by MarketWatch 10-27-2021 By Wade D. Pfau No retirement income plan is complete without a proper consideration of how to plan most effectively for…
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10 Advantages of Hybrid Life Insurance with Long-Term Care
January 26, 2022You probably know about hybrid cars. But do you know about about hybrid life insurance? This coverage combines long-term care and life insurance into one policy. Like hybrid cars, these hybrid policies are increasingly popular. That’s because they have some unique benefits. How…
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WHY RATE INCREASES?
December 9, 2021There’s a great deal of publicity now about large rate increases on long-term care insurance policies. Rates are now far higher than they were before the year 2000. Why has this happened? The long-term care insurance industry is less…
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